Result

jQuery

$(document).ready(function() {
     //ホバーイベント
    $(".photo").hover(function() {
         //class="title"を探してフェードエフェクト
        $(this).find(".title").stop().fadeTo(300, 1 , function() {
        });
    } , function() { //ホバーが外れた時の処理
        $(this).find(".title").fadeTo(300, 0);
    });
});

css

.photo {
    width: 283px;
    height: 300px;
    position: relative;
    display: block;
    margin-bottom: 24px;
}

.title {
    width: 283px;
    height: 60px;
    background: #000;
    position: absolute;
    left: 0px;
    top: 240px;
}

.title h2 {
    font-size: 21px;
    color: #FFF;
    text-align: center;
    font-weight: normal;
    margin: 15px 0px 10px 0px;
    padding: 0;
    text-transform: none;
    border-bottom: none;
}

.title h3 {
    font-size: 11px;
    color: #999999;
    text-align: center;
    font-weight: normal;
    margin: 0;
    padding: 0;
}

html

  <div class="photo">
  <div class="title" style="display: none;">
    <h2>fade in</h2>
    <h3>text</h3>
  </div>
    <a href="#" target="_blank"><img src="01.jpg" /></a>
  </div>

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